Which law is primarily associated with prohibiting unauthorized access and various forms of online fraud, including penalties for reckless disregard?

• A. COPPA
• B. FERPA
• C. The Computer Fraud and Abuse Act
• D. FACTA

Answer: (C)

The main idea here is a law that criminalizes breaking into computer systems and engaging in online fraud, with clear penalties even when someone shows reckless disregard for security. That description fits The Computer Fraud and Abuse Act. It targets unauthorized access to computers or networks, actions taken beyond what someone is allowed to do, and a range of computer-facilitated fraud schemes, with penalties that can escalate for reckless disregard of security measures.

COPPA is about protecting children’s privacy online, particularly around collecting data from kids and obtaining parental consent. FERPA focuses on protecting the privacy of students’ education records. FACTA deals with fair credit reporting and mechanisms to prevent identity theft, not the broad criminalization of unauthorized computer access.